Need an appraisal in Berea or Cuyahoga County?
The top seven reasons OH homeowners use McGreal & Company:
Own a house in or near Berea, OH and need help determining the value of it?
We at McGreal & Company understand the individual needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at McGreal & Company will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping consumers just like you rid themselves of unneeded PMI insurance.
Challenge property tax assessments
If you live in a region that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from McGreal & Company is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. McGreal & Company can help you reinstate your home equity line of credit with a professional appraisal.
We Also Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would wish to have a seasoned expert double-check it for precision or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? McGreal & Company offers field reviews where we go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.